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Capital Asset Pricing Model (CAPM)

Capital Asset Pricing Model implementation

AdvancedPosition Management

Overview

The Capital Asset Pricing Model (CAPM), originating in 1964, is an extremely relevant part of financial management that focuses on the relationship between risk and expected return.

CAPM examines the sensitivity of an asset's rate of return to systematic risk - the risk that affects the entire stock market and cannot be diversified away.

The model provides a framework for determining whether an investment is worth the risk by calculating the expected return based on the asset's systematic risk (beta).

Key Points

CAPM focuses on systematic risk (beta) as the sole determinant of expected returns
Beta measures asset sensitivity to market movements (β=1 means market risk)
Market risk premium compensates investors for bearing non-diversifiable risk
Security Market Line helps identify over/under/fairly valued securities
Cost of equity calculation essential for corporate finance decisions
Capital Market Line shows efficient combinations of risk-free and risky assets
Model assumes perfect capital markets and rational investor behavior
Extensions like Fama-French models address CAPM limitations with additional factors